Calculator

Run the numbers.

Defaults are tuned to this market — $250K median price, York County’s property taxes. Change anything.

Loan type

The standard route — PMI applies under 20% down and drops off later.

Home price

Down payment ($)Down payment (%)

Interest rate (%)Term

Property tax (%/yr)Insurance ($/yr)

HOA / condo dues ($/mo)Include PMI (0.6%/yr, applies under 20% down)

Estimated monthly payment

$2,116

Principal & interest$1,501
Property taxes$396
Home insurance$100
PMI$119

Loan amount: $237,500
Total interest over 30 years: $302,918
Paid off: June 2056

Estimates for planning only — not a loan offer, rate quote, or financial advice. Actual terms depend on your lender and credit profile. FHA/VA/USDA figures use current published fee rates and assume first use; program eligibility (service history, property location, income limits) applies — a local lender can confirm yours.